It is becoming increasingly difficult to get a mortgage as the economy fluctuates and, unsurprisingly, many contractors will be wondering how this might affect their chances of securing a mortgage in the future.
Mortgage rates on both tracker and fixed rate mortgage deals have dropped further this year, making it an excellent time for contractors to review their existing mortgage deals.
At The Contractor Mortgage Company, we specialise in contractor mortgages. Our team understands the financial status of contractors and work alongside head office underwriters who are contractor friendly so we always find our clients a mortgage!
Where we can help is with arranging the mortgage loan to help you get onto the property ladder. You’re not bound by a developer’s choice. You don’t have to use accounts and pay-slips to prove your affordability.
With specialist knowledge, access to many exclusive rates and products and the ability to potentially secure a mortgage offer within 11 days*, there are many reasons why you should choose us if you are a contractor or freelancer.
Many mortgage lenders are happy to work with specialist brokers who understand the financial status of their clients who are looking for a contractor mortgage.
At The Contractor Mortgage Company we pride ourselves with providing our clients with cost effective, award winning independent advice. Our mortgages are based upon your current contract rather than the number of years you’ve been working.