Use our mortgage calculator to get an instant result - see how much you can borrow.
Illustration purposes only, not to be considered as financial advice or a mortgage quote
Maximum House Price
This is the Mortgage Value plus the Deposit Amount
Stamp Duty Estimates (England)
Main Residential Property
First Time Buyer
Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% and a typical fee is 0.3% of the amount borrowed.
- Your deposit is less than 5% - most lenders require a larger deposit
- Your salary multiplier is more than 4.5 - you may not be able to find a lender for this mortgage
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How Much Can I Afford?
We'll then provide a Mortgage Value estimate, a Recommended House Price and a Stamp Duty amount along with extra information such as estimated monthly payments and the LTV value (the Loan To Value - how much mortgage you have in relation to how much the property is worth - is one of the key risk factors that lenders assess when qualifying borrowers for a mortgage) .
Then adjust your preferred Monthly Payment if needed using the slider (this changes the salary multiplier and monthly payments).
The figures provided are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. An Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.
To find out more about Stamp Duty visit the UK Government website: Stamp Duty Land Tax.
Please be aware that by clicking on to the above link you are leaving The Mortgage Hut website. Please note that The Mortgage Hut is not responsible for the accuracy of the information contained within the linked sites accessible from this page.
For mortgage advice - come and see us or give us a call.